1969 Mustang Boss 302 Sebring Track Day
Mark Houlahan
Tech Editor, Mustang Monthly
June 12, 2017

One of the leaders in specialty vehicle agreed value insurance plans; Hagerty has announced its new driver education protection insurance program. The program is for High Performance Drivers Education (HPDE) events, which are hugely popular and can be found running at tracks all across the country with run groups from novice to experienced racer. The coverage, developed for U.S.-based track day and vintage motorsports enthusiasts, is available for vehicles from 1941 to 2018 model years, so whether you run a fully prepped classic Mustang, or just want to take your new Ford Shelby GT350 to a HPDE track day to see what it will do, you’re covered.

“More and more of our clients are seeking opportunities where they can test their car control skill set and enjoy the full capabilities of their cars in a safe learning environment,” said McKeel Hagerty, CEO of Hagerty. “Things happen out on the track, so we’ve built this coverage so that it’s easy to obtain. We’re proud to now say that your Hagerty coverage doesn’t have to stop once you turn into the paddock.”

While typical insurance policies only cover the vehicle in the pits/paddock or during transport to the event on your trailer, this new protection plan covers your insured vehicle while on-track and in the paddock for physical damage to the car incurred by the driver, a guest driver, and/or an instructor. As with all Hagerty policies, HPDE insurance features agreed value coverage where you decide what your car is worth. Hagerty’s HPDE insurance covers up to $175,000 and can apply to cars which have a higher value. Pollutant cleanup, towing and rental car reimbursement is also covered.

The policies are underwritten by RLI Track Day, a specialty insurer providing solutions to high performance driving enthusiasts for nearly a decade. Policies are available same-day, start at $200 per day with a $2,000 deductible, and apply at 88 tracks in 35 states to licensed drivers over 18 years old. For more details see www.hagerty.com/insurance/track-day-insurance.